Dental Services / Insurance
Dental Insurance in Irvine
We accept most PPO dental plans, including Delta Dental, and check your benefits before treatment so you know what to expect. No insurance? See your options without insurance.
Bring your insurance card. We verify your benefits and give you an estimate before any treatment begins.
Rated 4.9 by more than 440 patients on Google
- Most PPO plansaccepted, including Delta Dental
- Benefits checkedbefore your treatment starts
- In-house planfor patients without insurance
- FSA cardsand all major credit cards
PPO dental plans we accept
We work with many of the major PPO dental insurance providers. Insurers offer several plans and networks under the same name, so call us with your card and we will confirm your specific plan.
- Aetna PPO
- Ameritas PPO
- Anthem Blue Cross (most plans)
- Blue Shield of California (most plans)
- Cigna PPO
- Connection Dental PPO
- Delta Dental PPO and Premier
- DHA PPO
- GEHA PPO
- Guardian PPO
- Humana PPO (most plans)
- MetLife PDP Plus
- Premier Access PPO
- Principal PPO (most plans)
- Sun Life PPO
- United Concordia
- UnitedHealthcare PPO (most plans)
Have Delta Dental? Read how Delta Dental PPO benefits work at our office.
How we handle your insurance
You do not need to be an insurance expert. Our front desk team takes care of the paperwork and walks you through what your plan covers.
Share your plan
Call us or bring your insurance card. Have the insurance company, plan or group number, and member ID ready.
We verify your benefits
We contact your insurer to confirm your coverage, deductible, and how much of your annual maximum is left.
Estimate before treatment
You get an honest estimate of what insurance is expected to pay and what your portion may be, before anything is done.
We file the claim
We work directly with your insurance company on your behalf, so you are not stuck sorting it out alone.
Not sure if your plan is accepted? Call us with your insurance card and we will check for you.
Book a visitWhat a PPO plan means for you
PPO stands for Preferred Provider Organization. Most PPO dental plans let you see dentists in and out of the network, but what you pay can differ.
In-network dentist
An in-network dentist has an agreement with your insurance network, usually with set fees for covered services. This often lowers your share of the cost, though not every service is fully covered.
Out-of-network dentist
Many PPO plans still pay toward care from an out-of-network dentist, but the amount reimbursed, your deductible, and your share of the cost can be different. Check your plan before treatment.
Dental insurance terms, in plain English
These are the words you will see on your benefits summary. Every plan sets its own amounts and rules.
Deductible
What you may pay toward covered care each year before certain benefits start.
Annual maximum
The most your plan will pay toward your dental care in a benefit year.
Coinsurance
The percentage of a covered service split between your plan and you, such as 80/20.
Copay
A fixed amount you may owe for certain services, depending on your plan.
Waiting period
Time you may need to be enrolled before some treatments are covered.
Frequency limits
How often a service is covered, such as two cleanings a year.
No dental insurance? We can still help
Not having insurance should not keep you from the care you need. We will go over your options and build a plan that fits your budget.
- An in-house membership plan for preventive care (call for details)
- Self-pay pricing for exams, cleanings, and treatment
- Payment plans to spread out the cost of treatment
- Third-party financing for more extensive care
- Help exploring discount networks such as Careington
Ways to pay
Cash, check, Visa, Mastercard, Discover, American Express, debit cards, and flexible spending account (FSA) cards.
Questions to ask about your plan
Ask these before a bigger treatment. We are happy to look up the answers with you.
- Is Sand Canyon Dental in-network with my specific plan?
- What is my deductible, and how much have I met this year?
- How much of my annual maximum is left?
- Are there waiting periods for the treatment I need?
- Are there frequency limits, such as cleanings per year?
- Does my plan need pre-authorization for this treatment?
- Are there exclusions for the treatment I need?
- What portion of the cost is likely to be mine?
Use your benefits before they reset
Most dental plans reset every year, and unused benefits do not roll over. Book now to make the most of this year's coverage.
Dental insurance questions
Which dental insurance plans do you accept?
We accept most PPO dental plans, including Delta Dental PPO and Premier, Aetna, Cigna, MetLife, Guardian, UnitedHealthcare, and others listed on this page. Insurers offer several plans under the same name, so call us with your card and we will confirm your specific plan.
Is Sand Canyon Dental a PPO dentist in Irvine?
Yes. We work with many PPO dental networks. Network participation can vary by plan, so we will confirm whether we are in-network with your specific plan before your visit.
What is a PPO dental plan?
PPO stands for Preferred Provider Organization. A PPO dental plan has a network of participating dentists with agreed fees, and most PPO plans also pay some benefits if you see a dentist outside the network.
Can I use my PPO plan with an out-of-network dentist?
Many PPO plans pay toward out-of-network care, but the reimbursement and your share of the cost can be different from in-network care. Your plan documents or insurer can tell you the details, and we can help you check.
What if I do not have dental insurance?
We offer an in-house membership plan, self-pay pricing, payment plans, and third-party financing for larger treatment. We can also help you explore discount networks such as Careington. Dental care without insurance in Irvine
Does dental insurance cover implants or cosmetic treatment?
Most plans cover preventive and basic care. Coverage for implants, crowns, or cosmetic treatment varies widely by plan. We review your benefits with you before treatment so you know what to expect.
Can I use my dental insurance for emergency care?
Many plans cover urgent dental visits, though the details depend on your plan. If you need emergency care, call us and we will help you understand your benefits and costs.
How do I find out what my treatment will cost?
Call our office with your insurance information. We will verify your benefits and give you an estimate based on your coverage before treatment begins.
Do unused dental benefits roll over?
Usually not. Most dental plans reset each year, including your annual maximum and deductible, so unused benefits are lost at the end of the benefit year.
What should I bring to my first visit?
Bring your insurance card and a photo ID, and fill out your new patient forms online before you arrive.
Questions about your coverage?
Call us with your insurance card or book a visit online. We will check your benefits before treatment.
Sand Canyon Dental
16100 Sand Canyon Ave, Suite 270
Irvine, CA 92618
Mon and Thu 8 AM to 7 PM
Tue, Wed, and Fri 8 AM to 5 PM